Build a complete, verified customer profile from one API
ProfileX brings identity verification, financial data, mobile intelligence, employment checks, fraud signals and AML/PEP screening into one configurable API platform. Verify faster. Know more. Onboard with confidence.
Trusted by businesses across financial services and digital commerce
KYC isn't the problem. Fragmented verification is.
To verify one customer properly, most teams stitch together eight or nine vendors: identity, PAN, bank account, UPI/VPA, mobile intelligence, employment, AML/PEP, background checks, fraud signals. Every one is a separate contract, a separate integration and a separate way to fail.
- More integrations
- →
- More maintenance
- →
- More failure points
- →
- More onboarding friction
Don't just verify the customer. Understand the customer.
A KYC API answers one question. ProfileX answers four, in one call, and hands your application a decision-ready profile.
Who is this person?
- Identity (name, DOB, gender)
- PAN and Aadhaar-linked checks
- Address
- Bank account and UPI / VPA
- Face match and liveness
What else do we know?
- Mobile intelligence (network, SIM age, porting, roaming)
- Employment and company
- Income estimation
- Financial signals
- Online presence and digital footprint
Should we trust this profile?
- Fraud checks and anomaly signals
- AML / PEP screening
- Crime and background verification
- Predictive fraud score
What should we do next?
- Approve
- Reject
- Send to review
- Request additional verification
Returned as a structured result your rules engine or ops team can act on immediately.
One customer. One complete profile.
This is what your team sees, and what your application receives, for every customer. Each row is backed by a named data source, so nothing in the profile is a guess.
Or pick only the checks you need and build your own bundle.
| Check | Result | Detail |
|---|---|---|
| IdentityName · DOB · gender | Verified | Matches issuing-authority record |
| PANNSDL / Protean | Verified | ABCPS••••K · name match 100% |
| MobileMobile number intelligence | Active | Jio · postpaid · SIM age 4y 2m · never ported |
| Bank accountPenny-drop · VPA lookup | Verified | HDFC ••••3391 · savings · rahul@okhdfc |
| EmploymentEPFO-linked verification | Verified | Zentro Systems Pvt Ltd · est. income ₹9–12 L |
| AML / PEPGlobal & domestic lists | Clear | 0 sanctions, PEP or adverse-media hits |
| Fraud riskPredictive scoring | Low | Score 12 / 100 · no velocity or device anomalies |
| AddressDocument cross-check | Review | Utility bill differs from Aadhaar by 1 line · request recent proof |
decision: "REVIEW_ADDRESS"One API. Multiple data sources. One verified result.
Every request is routed across multiple data sources and technology providers. If one source is slow, down or returns nothing, ProfileX falls back to the next, so you get a successful outcome, not a retry loop.
Higher success rate
A source outage or a null response no longer means a failed onboarding. The request simply takes the next route.
One response schema
Whichever provider answered, your application receives the same normalised fields. No per-vendor parsing.
Configurable routing
Set routing by cost, latency or accuracy per check. Add or swap a source without touching your integration.
From phone number to decision
Six steps, one API call, typically well under a second end to end.
Consent
Customer shares a mobile number and gives consent in your app.
Fetch
ProfileX retrieves the relevant records from every configured source.
Verify
Identity, documents and account details are validated against issuing authorities.
Enrich
Mobile, employment, income and financial signals are added to the profile.
Score
Fraud, AML / PEP and behavioural signals are evaluated into a risk score.
Decide
Your application receives a structured profile and a recommended action.
Why businesses choose ProfileX
The difference isn't a longer list of APIs. It's that everything arrives as one customer, in one shape, with a decision attached.
From KYC API to customer intelligence layer.
| Traditional approach | ProfileX |
|---|---|
| Multiple API integrations | One integration layer |
| Multiple vendors, contracts and SLAs | Unified experience and a single SLA |
| Basic KYC | KYC + enrichment + risk |
| Static verification | Configurable workflows per customer type |
| Fragmented data in different formats | Unified customer profile, one schema |
| Manual reconciliation across sources | Automated, decision-ready responses |
| Verification only | Verification + intelligence |
Built for the moment before you say yes
Lending
Verify borrowers before you lend.
Fintech
Onboard customers without slowing them down.
Banking
Know your customer beyond basic KYC.
Marketplaces
Build trust between buyers and sellers.
Live in days, not quarters
One REST endpoint, one API key, one response schema. Choose the checks you want per request; ProfileX handles the routing, consent artefacts and normalisation behind it.
- REST APIs with sandbox keys and sample data on day one
- Drop-in SDK for consent capture and document upload
- Webhooks for asynchronous checks and re-verification
- Dashboard for ops teams to review, override and audit every case
// request { "mobile": "+919800000210", "consent_id": "cns_3f9a…", "checks": ["identity", "pan", "bank", "mobile_intel", "employment", "aml_pep", "fraud_score"] } // response · 340 ms { "profile_id": "px_7c41a2", "identity": { "status": "verified", "name_match": 1.0 }, "pan": { "status": "verified" }, "bank": { "status": "verified", "vpa": "rahul@okhdfc" }, "mobile": { "sim_age_months": 50, "ported": false }, "employment": { "status": "verified", "income_band": "9-12L" }, "aml_pep": { "hits": 0 }, "fraud_score": 12, "decision": "APPROVE" }
What teams say after switching to one profile
Replace the placeholders below with quotes your customers have signed off. Keep the structure: the problem it reduced, the outcome it improved.
“ProfileX helped us reduce [manual document review] while improving [same-day loan approvals].”
“We went from [four verification vendors] to one integration, and our [onboarding drop-off] fell.”
“The fraud score caught [synthetic identities] we would have onboarded. That alone paid for it.”
One platform. Pick the problem you're solving today.
Every product below runs on the same ProfileX contract, the same key and the same audit trail. Start with one, add the others as configuration.
KYC Orchestration
Route every verification across multiple sources so a vendor outage never ends an onboarding.
- One API, multiple KYC sources
- Intelligent routing and fallback
- Per-source health and cost analytics
Affluency Bundle
An AffluenceQ score out of 100 from a mobile number, so your team knows who is worth calling first.
- 40+ attributes from one input
- Eight explainable signal families
- Batch a base or score a live lead
Recovery Intelligence
Updated contact, address and employment intelligence on borrowers who have gone quiet.
- Fresh reachability on stale records
- Address and employment discovery
- Built for regulated recovery teams
Ready to know more about every customer?
Build a verified customer profile with ProfileX. Identity. Enrichment. Risk. One platform.